Car dealership services

Financing services for car dealerships

We are a financial services company specializing in the acquisition and servicing of deep subprime automotive retail installment contracts. We also provide flooring lines of credit to independent car dealers. We understand the unique challenges and opportunities that dealerships face in the dynamic automotive industry. Our comprehensive suite of services is designed to support your business and drive success. Explore how PAC Auto Finance can be your strategic team in achieving your dealership’s financial goals.

Want to give your customers more options for financing so you can sell more cars? Talk to our team about becoming a PAC Auto Finance dealer partner to unlock more financing options.

Become a dealer partner

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I HEREBY CONSENT TO RECEIVE CALLS AND/OR TEXT MESSAGES (STANDARD TEXT MESSAGE MAY APPLY) FROM OR ON BEHALF OF PAC AUTO FINANCE AT THE TELEPHONE NUMBER PROVIDED ABOVE. I UNDERSTAND THAT CONSENT IS NOT A CONDITION OF PURCHASE.

Indirect Lending Solutions

We provide car dealerships with adaptable and competitive indirect lending programs, precisely customized to meet the unique demands of the automotive industry. Our lending solutions empower dealerships to confidently navigate the market, enabling them to expand their reach and effectively serve a broad spectrum of customers.

As a subprime lender, we take great pride in understanding that the automotive financing landscape extends well beyond prime borrowers. Dealerships partnering with us gain access to a suite of highly versatile and competitive indirect lending programs. Our lending services can help you accommodate the diverse credit profiles of your customers, including those individuals who may have faced credit challenges.

Auto Flooring Services

Elevate your dealership’s inventory management to a new level of efficiency with PAC Auto Finance’s auto flooring services. We understand that maintaining a diverse and attractive vehicle inventory is essential to meeting the demands of your customers. That’s why we’ve designed our flooring solutions to not only streamline the process but also take the hassle out of financing your dealership’s inventory.

Why choose pac auto finance? Partnering for success

With years of experience in the automotive finance industry, we have a deep understanding of the market’s intricacies. We believe in building lasting partnerships with our dealership clients. When you work with us, you gain a trusted financial partner dedicated to your dealership’s growth. Our team is committed to providing guidance and support every step of the way.

Streamlined Processes

We understand the importance of efficiency in your operations. Our streamlined processes and user-friendly platforms make it easy for you to manage your accounts, access information, and stay informed. However, we know each dealership is different. That’s why we tailor our services to match the specific requirements of your dealership, ensuring you have the tools needed to succeed.

Customer-Centric Approach

We understand the importance of efficiency in your operations. Our streamlined processes and user-friendly platforms make it easy for you to manage your accounts, access information, and stay informed. However, we know each dealership is different. That’s why we tailor our services to match the specific requirements of your dealership, ensuring you have the tools needed to succeed.

Why choose pac auto finance? Partnering for success

With years of experience in the automotive finance industry, we have a deep understanding of the market’s intricacies. We believe in building lasting partnerships with our dealership clients. When you work with us, you gain a trusted financial partner dedicated to your dealership’s growth. Our team is committed to providing guidance and support every step of the way.

See what our customers have to say

They are so easy to work with, and I would love for them to be my assigned point of contact! Communication is great, response time amazing! They’re top tier!
Lilly N.
I am going through some hard times right now! And they were understanding with that. Usually, I would encounter representatives that are pushy and/or aggressive with receiving any form of payments, but they were level-headed and professional. Thank you for your great service. Very easy to work with and straight to the point! They deserve a raise if I say so myself.
Francisco G.
They were both so nice in assisting me in my time of hardship and getting everything back on track. I appreciate both of these individuals, especially with me being so close to paying off my loan.
Patrice G.
They were supper helpful and really sat down with me on the call for a long time to work with me! They are someone who you can tell cares and is great at their job! They definitely deserve a raise!! I highly recommend.
Amran M.
They were very kind, helpful, supportive, patient, and professional. They found the resources that will help me endure a temporary financial hardship. I am grateful for their help.
Guy B.