PAC Auto Finance customer support and services

Payment Options

PAC Auto Finance offers convenient payment options to help you make timely payments and avoid late charges. Several hassle-free payment options are available 24/7, so choose the option that suits you best

Pay Online

Use your card or make an electronic funds transfer by entering your PAC account number and zip code in our customer payment portal. Your payment will be promptly processed and credited to your account within the same business day. This is the easiest way to pay, with no need for stamps, checks, or putting miles on your car!

Pay with cash

PayNearMe

GO TO a PayNearMe location and use the PayNearMe barcode sent to your smartphone. All you will need is your PAC account number, zip code, and an email or phone number where your barcode can be sent to you. If you have this information available, click here to obtain your PayNearMe barcode. PayNearMe locations are at all 7-11 convenience stores, CVS pharmacies, Walgreens pharmacies, and Ace Cash Express stores. Click here to find a PayNearMe location near you.

MoneyGram

Visit the MoneyGram location nearest you and provide your name, address, and PAC account number to make your payment. Use the MoneyGram Express Payment code 2711. MoneyGram locations are at many 7-Elevens, Fresh Market Grocery stores, and Wal-Marts.

Pay by phone

You can pay over the phone by calling our Account Managers at 801-312-0700 select option 1 to pay with a prepaid or debit card. You can also do an electronic funds transfer through our automated system.

Pay by mail

You can mail a check or money order to PO Box 768 Sandy, Utah 84091. USPS can take up to five business days to deliver mail, so please plan accordingly to avoid late fees. Please make checks and money orders payable to PAC Auto Finance.

Need a payoff balance?

Want to trade in your car? Or simply want to know what you owe? Our Account Managers are happy to help. Please call us at 801-312-0700 and ask to speak with an Account Manager. They will provide you with your payoff balance.

Please note: The balance listed on your monthly statement is your principal balance only. It does not include interest or fees, so contact PAC Auto Finance for an accurate payoff balance.

Support when you need it

We know life can lead to credit challenges. We support our customers every step of the way, providing auto financing and a chance to rebuild your credit. Here’s how we’re helping consumers like you get back on the road:

Credit building opportunities. You can improve your credit score by making your payments on time. This can improve your financing prospects in the future.
Supportive resources. Our account managers can help you understand your loan, terms, and payoff information. They can answer any questions you have and provide personalized payment support.

We also offer convenient payment options to stay on top of your finances and avoid late fees. Have questions about our services? Contact our team at 801-312-0700 to speak to an Account manager.

See what our customers have to say

They are so easy to work with, and I would love for them to be my assigned point of contact! Communication is great, response time amazing! They’re top tier!

Lilly N.

I am going through some hard times right now! And they were understanding with that. Usually, I would encounter representatives that are pushy and/or aggressive with receiving any form of payments, but they were level-headed and professional. Thank you for your great service. Very easy to work with and straight to the point! They deserve a raise if I say so myself.

Francisco G.

They were both so nice in assisting me in my time of hardship and getting everything back on track. I appreciate both of these individuals, especially with me being so close to paying off my loan.

Patrice G.

They were supper helpful and really sat down with me on the call for a long time to work with me! They are someone who you can tell cares and is great at their job! They definitely deserve a raise!! I highly recommend.

Amran M.

They were very kind, helpful, supportive, patient, and professional. They found the resources that will help me endure a temporary financial hardship. I am grateful for their help.

Guy B.